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Hospitality Insurance

Hospitality Insurance Solutions has created a proprietary program, the Hotel Insurance Program, designed to provide stability in the marketplace as well as a comprehensive combination of coverages. Their program allows you to offer a unique offering through secure markets in a shrinking marketplace for an industry in which it is often difficult to find coverage. Through extensive market research they've structured a program that offers competitive pricing, yet comprehensive coverage.
Hospitality Insurance Solutions provides your clients a range of coverages, available as a package or individually, from one convenient source
Property Coverages
  • No coinsurance on property or business income
  • Personal property of others included in limit
  • Building glass included
  • Lost key coverage
  • Earthquake included (except in WA, OR, CA and New Madrid area)
  • Flood included (except A & V zones or sub zones)
  • Guest evacuation and relocation coverage
General Liability
  • Per location aggregate
  • Liquor liability available
  • Employee benefits liability available
  • Hired and non-owned auto coverage available
  • Up to $200,000,000 limits available
Boiler and Machinery
  • $100,000,000 limit
  • Business income, extra expense and service interruption included
  • $2,500,000 demolition and increased cost of construction coverage
  • Employee dishonesty limits up to $500,000 available
  • Forgery limits up to $500,000 available
  • Innkeepers liability available
  • Safe Deposit box liability available
Workers' Compensation
  • Coverage available for full-service hotels only
  • Deductible plans available
  • Large deductible or SIR plans available
  • Multi-state locations acceptable


Our Location

LJM Insurance Agency, Inc.

327 Union Avenue
Framingham, MA 01702
Main office: 508-872-0662
Toll free: 877-829-5577

Our Providers


Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
Susan T.