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| Bed and Breakfast Inns |
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| Hospitality Insurance Solutions has created a proprietary program, the Hotel Insurance Program, designed to provide stability in the marketplace as well as a comprehensive combination of coverages. Their program allows you to offer a unique offering through secure markets in a shrinking marketplace for an industry in which it is often difficult to find coverage. Through extensive market research they've structured a program that offers competitive pricing, yet comprehensive coverage. |
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| Hospitality Insurance Solutions provides your clients a range of coverages, available as a package or individually, from one convenient source |
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| Property Coverages |
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- No coinsurance on property or business income
- Personal property of others included in limit
- Building glass included
- Lost key coverage
- Earthquake included (except in WA, OR, CA and New Madrid area)
- Flood included (except A & V zones or sub zones)
- Guest evacuation and relocation coverage
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| General Liability |
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- Per location aggregate
- Liquor liability available
- Employee benefits liability available
- Hired and non-owned auto coverage available
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| Umbrella |
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- Up to $200,000,000 limits available
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| Boiler and Machinery |
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- $100,000,000 limit
- Business income, extra expense and service interruption included
- $2,500,000 demolition and increased cost of construction coverage
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| Crime |
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- Employee dishonesty limits up to $500,000 available
- Forgery limits up to $500,000 available
- Innkeepers liability available
- Safe Deposit box liability available
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| Workers' Compensation |
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- Coverage available for full-service hotels only
- Deductible plans available
- Large deductible or SIR plans available
- Multi-state locations acceptable
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