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Self Storage
StorageFirst offers a comprehensive property and casualty insurance program designed for the Self Storage Industry. LJM Insurance Agency, Inc. and StorageFirst provide a one-page Quick App Self-Storage Quote, allowing you to receive information easily and get started immediately.
Property Coverage Highlights:
Travelers' new Deluxe III policy form offers numerous coverage enhancements.
Property form offers replacement cost coverage on buildings and your business personal property.
There is no coinsurance provision in the policy.
The policy definition of building has been amended to include signs (whether attached to the building or freestanding), fences and gates. Therefore, the value of these items is included in the building limit and covered for the same perils as the building.
Business income (loss of income) continues to reimburse you for lost income for up to 180 days after your facility has been reconstructed during the rent up period.
Protects you in third party lawsuits in regard to your business premises and operations.
Commercial General Liability:
General Aggregate Limit $2,000,000
Products-Completed Operations Aggregate Limit $2,000,000
Personal & Advertising Injury Limit $1,000,000
Each Occurrence Limit $1,000,000
Fire Damage Limit $100,000
Medical Expense Limit $5,000
Optional Coverages:
  • Customer's goods legal liability
  • Sale & Disposal Liability
  • Umbrella Liability
  • On site managers personal liability
LJM Insurance Agency